updated 2:28 PM CEST, May 24, 2023

Terms & Conditions

The American Expat Finance News Journal (AXFNJ) was co-founded and is run by Helen Burggraf, an American expatriate based in London, who writes and edits almost all of its content.

She is assisted in the website’s design and technical operations by Nick Papadopoulos, who is based in Athens, Greece.

The website’s General Site Terms and Conditions govern the use of this website and are set out below. Readers are invited to read them carefully, as, by their use of the site, they are indicating their acceptance of them. 


Nothing appearing on this site shall be deemed to constitute financial or other professional advice in any way. Readers who are considering buying or otherwise availing themselves of any goods or services mentioned here, as a result of having seen them on the AXFNJ site, are urged not to rely solely on this information.

Instead, they are advised to carefully read the policy documentation and/or terms and conditions relating to any specific product mentioned here, and otherwise take advice and do their homework before proceeding. 

Variation of content Disclaimer 

As the site’s editor and director, Helen Burggraf reserves the right to remove, amend or vary any of the content which appears on any page of this site at any time and without notice. This includes any terms and conditions.

Any changes to these terms and conditions will be posted on the site, and, by continuing to use the site following any such change, readers will automatically agree to be bound by the revised conditions.


While Helen Burggraf has taken all reasonable steps to ensure the accuracy of all of the information contained within the thousands of pages of this site, and that it is current and complies with the relevant legislation and regulations at the time it was first published, no warranty is given, nor is any representation made, regarding the accuracy or completeness of this content.

Consequently, she and the website accept no liability for any losses or damages (whether direct, indirect, special, consequential or otherwise) arising out of errors or omissions contained in any of this material.

In addition, no warranty is given that this site shall be available on an uninterrupted basis, nor can any liability be accepted with respect to losses or damages arising out of such unavailability.

In addition, no liability can be accepted with respect to any losses or damages arising out of changes made to the content of this site by unauthorized third parties.

Readers of this website acknowledge that they are solely responsible for the use to which they put this site, and all the results and information that they obtain from it; and that all liability is hereby excluded to the fullest extent permitted by law.